Medicare open enrollment for 2026 runs from 15 October to 7 December 2026. Coverage you choose starts on 1 January 2027. Here is what changes for 2027.
What changes in 2027
- Part D out-of-pocket cap rises: $2,100 → $2,400
- Part D deductible maximum: $615 → $700
- Average Medicare Advantage premium falls: $14.37 → $12.00 per month
- Average Part D premium: about $36 per month (was $35.09)
- Prices for 15 more negotiated drugs (including Ozempic and Wegovy) take effect
What is not final yet
The 2027 Part B premium has not been announced yet. Do not rely on the $209.50 figure — that is a Trustees Report projection, not the final number.
Key dates
- Open enrollment ends: 7 December 2026
- New coverage starts: 1 January 2027
This is general information, not financial or health advice. Check medicare.gov for current details.
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